CardFlow is a smart credit card management app that lets you pay all your credit cards from one dashboard. Instead of logging into multiple accounts or juggling spreadsheets, you make one monthly payment, and CardFlow automatically splits it across your linked cards based on your chosen payoff strategy.

1. Connect your cards securely using Plaid.
2. Choose a payoff strategy — avalanche, snowball, or custom.
3. Make one payment through CardFlow.
4. We handle the rest — your payment is automatically split across all your cards.

Yes. CardFlow uses bank-level encryption and trusted partners like Plaid and Moov.io to ensure your data and transactions are safe. We never store your login credentials and comply with industry-standard security protocols.

Yes! By choosing a strategy like the avalanche method (paying off highest-interest cards first), you can reduce the amount of interest you pay and become debt-free faster — without the hassle of manual tracking.

Avalanche Method: Focus on highest interest rate cards first.
‍Snowball Method: Focus on smallest balance cards first.
‍Custom Strategy: Decide exactly how much to pay toward each card.

Yes. Your dashboard gives you real-time visibility into balances, APRs, due dates, and progress — all in one place.

No. You can keep your existing bank and credit cards. CardFlow works with most major banks and credit card providers in the U.S.

CardFlow is free to try for the first month. After that, it’s just $5.99/month for unlimited card connections and full access to all features.

No. CardFlow only manages your payments and does not pull hard credit inquiries. In fact, making consistent, on-time payments can help improve your credit score over time.

Yes. You can cancel your subscription anytime in your account settings — no hidden fees or contracts.